Funded the 1st?Add HOP.
The premier way to immediately add capital behind qualifying first-position funders.
$250K maximum 2nd position behind Breakout Capital, Backd, Libertas Funding and IOU Financial.
- OnDeckFunded
- ForwardFunded
- KapitusFunded
- Mulligan FundingFunded
One more move after the first funding.
When a qualifying merchant funds with a leading first-position lender, send the file to HOP immediately.
HOP specializes in evaluating the newly funded position and adding additional capital behind it.
HOP, don't shop.
It is inevitable — roughly 65% of merchants need more capital than their first-position offer provides. The need does not disappear after the first funding.
First positions fund long and carry the risk.
First-position funders write long terms and take on the most exposure, so understandably they don't max out the dollar amount. That gap is structural, not a failure of the file.
Don't send the merchant into the wild marketplace.
Shopping the file means stacked offers, unknown paper, and a merchant you may not keep. Just HOP — safe, reliable, and built to sit directly behind the position you already funded.
One destination for the second position. Every time.
The merchant gets the capital they actually asked for.
HOP isn't a consolation offer. It's the second half of the funding the business needed in the first place — delivered fast, behind paper they already trust.
Up to double the funding without shopping the file.
Decisions come back fast on qualifying files.
Prepayment options as low as 1.03 for 30 days.
Come back for more capital at roughly 25% paid in.
“The first position covered payroll. HOP covered the equipment. Same week.”
“I didn't have to talk to five funders. One submission and the gap was closed.”
“Paid it down early at 1.03 and came right back for more.”
If they funded it, HOP wants to see it.
These are not HOP customers. They are qualifying first-position funding events that should trigger a HOP submission. HOP reports a 98% approval rate on qualifying submissions following these first-position funders.
Funded ✓→ Send to HOPFunded ✓→ Send to HOPFunded ✓→ Send to HOPFunded ✓→ Send to HOPFunded ✓ · $250K max 2nd→ Send to HOPFunded ✓ · $250K max 2nd→ Send to HOPFunded ✓ · $250K max 2nd→ Send to HOPFunded ✓ · $250K max 2nd→ Send to HOPBuilt specifically for the second position.
HOP can match the dollar amount funded by the qualifying first-position funder.
Designed to fund directly behind the first position without waiting for months of payment history.
On qualifying submissions following targeted first-position funders.
Maximum term of 34 weeks.
Prepayment options as low as 1.03 for 30 days.
Eligible HOP transactions can refinance at approximately 25% paid in.
Standard funding fee of 3%.
Upsell economics are shared point-for-point 50/50.
A defined product. Clear parameters.
HOP focuses on businesses averaging at least $30,000 per month and generally no more than $250,000 per month in revenue.
Simple economics.
Sell the product. Know the commission.
Commission is expressed in percentage points of the funded amount — not weeks.
What happens when you Add HOP?
Illustrative only. All figures are subject to underwriting, approval, final funding amount, commission agreement, and transaction terms. HOP does not guarantee a same-dollar match or any specific commission.
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